BUYERS

Thinking of owning a home? You've come to the right place!

Have you dreamed of owning a home but feel like it's just too much work? Or too much money? Or too much... EVERYTHING???  We take the hassle out of home ownership by helping you through the entire process, not just trying to get you to buy the first house you see. Let's face it, buying a house is a pretty big event! You want to make sure that you're not only getting the right house for you, but you also want to make sure that you're dealing with the right people as well.

     Check out our bargains from our foreclosure assistance program:
Property Match specializes in properties around the St. Louis area that are in foreclosure. We, of course, have access to all of the other properties in the area that are for sale as well, however, we find some of the best deals out there before they even hit the public market, which gives you the upper hand in being the first one to find the deal! What does that mean to you? It means big savings over the competition!

Let's be honest- with interest rates as low as they've been in the past 30 years, houses are selling fast! So Property Match helps you not only find that perfect house, but also help you finance it as well. This can sometimes mean the difference between owning a house and being forced to rent that apartment for another year! Why keep throwing that money away every month?

     Build a big chunk of equity with our "Handy Man" Special program:
Are you the type of person that LOVES to get the best bargains and don't mind putting in a little bit of elbow grease? We have properties every month that need a little TLC in exchange for big chunks of equity. Usually, with as little as a bit of paint and carpet, these houses can look as good as new. Our deals are so good that even Real Estate investors shop with us for their rehab jobs! So if you're the kind of person that wants the best deal in town, and don't mind doing a little bit of fix up, our "Handy Man Special" program may just be right up your alley!

     Rent to Own program - Is it for you?
Buying may not be the best solution for you right now. Maybe you're not 100% sure you're going to stay in the area. Maybe you can't afford to buy right now, but you know you'll be able to in a year... or two years. Maybe your credit has a few dings on it that you'd like to fix before you jump into a mortgage. Maybe you'd like to build some equity before you buy. Our Rent to Own program might just work for you.

We have properties that are available each month on our Rent to Own program. This program allows you to rent the home for a certain amount of time, and then buy it any time during the course of the lease for a pre-determined price. In addition to that, a portion of your rent goes towards the purchase price every month! Why just throw money away on rent when you can rent to own?

     Want to purchase a home WITHOUT having to qualify at a bank?
If you find one of our featured listings for sale, we can usually owner finance the home for you. What does that mean to you? It means you don't have to try and go to a bank and get a loan? What else does that mean? It means you don't have to have perfect credit to get approved.

Property Match helps people in every type of credit situation get approved for the house they've been dreaming about. If you can afford a reasonable down payment and monthly payments, you could easily qualify for one of our exciting owner financing programs.

     Good, Fair, and UGLY credit is OK:
Despite what you may have heard, you don't have to have perfect credit to own a home. Every day, we help people that have been turned down in the past achieve their dream of home ownership, regardless of their credit problems.

     How Much Home Can You Afford?
You may be surprised to learn how much of a home you can afford. Most generally accepted standards say that your new house payment, when added to all your other monthly payments, should not exceed about 40% of your gross income (that's before income tax) for you and your spouse. Keep in mind that does not include items like insurance, clothing, food, utilities, entertainment, etc. You should add only those items with fixed payments such as cars, furniture, credit cards, mortgage, student loans, etc... If an item doesn't show on your credit report, it probably won't count against you as a debt.

     If You Can't Easily Verify Your Income, What Options Are Available?
If you feel you can't buy a home, because you can't verify your income, think again. Some of our happy customers felt the same way before contacting us, and yet they found themselves in the home of their dreams within 30 days. There are several little known ways to verify income and many loans available that don't require it. In fact, income verification is one of the easiest problems to fix in the home buying process.

     If You Have Nothing To Put Down, Can You Really Get Financed?
It may surprise you to know we've helped people buy the home they have always wanted, with little or no money down. Conventional wisdom says it can't be done- but conventional wisdom is almost always wrong. Frankly, if you have no money and very bad credit, there's nothing we can do for you... at least not right now. However, if your credit is reasonably good and you have provable income, we have several programs available for you right now. These programs are brand new, not widely known, and are designed to help good folks buy a home with little or no money.

     Get the house you want with our "Do It With A Designer" program:
What if you like the house but you don't like the LIME GREEN that someone painted the living room? Or the 1960's Brady Bunch orange kitchen cabinets? If you're not the sort to pick up a paintbrush, then the "Do It With A Designer" program may be perfect for you. This program allows you to make renovations in the home which can be financed into your mortgage at the closing. That way, you don't have to worry about expensive renovations later on like replacing the carpet, painting the rooms, replacing the kitchen cabinets, etc... You can not only have these things replaced, you can even pick all the colors!

     Get deal ready now!
Maybe you're not quite ready to buy a house right now, but think you will be in the future. Well, now's the time to get "Deal Ready." This program allows you to get all your ducks in a row BEFORE you find the house of your dreams, so that when you do find that special house, you're ready! We can help you through the process and make it as simple as it's going to get. That way, when the time is right and the house is perfect, you're ready to act! Insert Application here

     How Does Your Financing Work?
We offer owner financing where we can sell you the home without you having to qualify at a bank.

     Do You Offer Down Payment Assistance Programs?
Yes we do. A lot of times if you are a bit short on down payment we can set up a monthly payment plan spread out over 6-12 months.

     What Other Methods Of Down Payment Are Accepted?
Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that in our program. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades.

     How Does Your Lease Purchase Program Work?
We can lease you the home with the exclusive right to purchase it at a later date. Our buyers love it because it gives them time- the time to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. We are obligated to sell to you; however, you are not obligated to buy. 100% of your option fee / down payment is credited towards the purchase price of the home, AND you'll receive a $100 credit of the monthly payment towards the purchase price every month you pay your lease on time.

     What Is The Interest Rate On Your Owner Financing?
We are flexible with our terms to meet your needs. Typical interest rates range from 6.0% and up depending on down payment and application. All credit is accepted and applications are necessary to verify income and employment.

     I Love The Home, What Is The Next Step?
All we need is your application. Click here to fill it out right now online! You can even fax it in for faster processing! We will then contact you within 24 hours once we verify income and employment. Please keep in mind that our homes sell quickly so time is of the essence.

If you have additional questions please call us today at:

314-966-0656 or fax to 314-966-5554 or email us at sellitfast@propertymatchllc.com